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TransUnion

TransUnion Reviews

www.transunion.com
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TransUnion Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

TransUnion has a 1.6 star rating from 96 reviews, with 30% likely to recommend. Most consumers report dissatisfaction; 57% say customer service needs improvement and 57% will not use TransUnion again.

Key Takeaways for Future Customers

  • Expect common TransUnion reviews to mention long holds and trouble reaching a live agent.
  • Watch for billing practices, unauthorized charges, and subscription or automatic enrollment concerns.
  • Many customers seek refunds and dispute resolution after reporting errors or identity issues.

Negative Feedback / Risk Areas

  • Poor customer service, rude or unhelpful representatives.
  • Inaccurate reporting and unauthorized inquiries harming credit scores.
  • Website login failures, long wait times, and complaints about breach response and high price level.

Positive Feedback

Some callers report fast call answers and a few agents handled freezes, unfreezes, and account issues successfully.

View full overview ›

Media from reviews

TransUnion - Received an email
TransUnion - Unauthorized inquiryTransUnion - Unauthorized inquiry - Image 2TransUnion - Dropped my credit by 164 points in one dayTransUnion - Score dropped for no reasonTransUnion - I need to correct my credit reportTransUnion Credit Score Mistake
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Show reviews that mention
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Dewayne M Uvw

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Mount Juliet, Tennessee

Need a printout of my report credit report

Not to charge me for my credit report. My understanding is that I get a free credit report once a year.

Preferred solution: A free credit report from Trans Union

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Rebecca L Wvm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Reps are rude and unprofessional

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AI Highlights
  • - The representative was rude and argumentative.
  • - They rushed me and did not answer my questions.
  • - The experience felt unhelpful and frustrating.

I called to get help on some issues with Transunion Crefit Bureau and the rep that I was dealing with was very rude and very argumentative. She kept rushing me and bombarding me with questions yet still had not answered the questions I had asked of her previously.

I asked her why was she being so rude and why wouldnt she let me finish my questions that I called to get help instead she just kept being argumentative then started accusing me of being rude when I was not the aggressor she was. After she kept commenting rude rude rude rude is all she kept saying while I was asking her questions made no since it actually frustrated me to the point I asked did she not like her job or whatever the case was bcs if u in Customer Service your job is to help the customers, listen, access the issue not keep running your mouth u have diarrhea of the mouth and also not sit up and act ignorant. If one doesnt like their job simply find another field to work in!!! But to be rude to the customers apparently you are not happy and u should find some safe to do than to sit up and mistreat people if I was standing in front of her a slap probably is what was needed to wake her silly *** up.

Bottom line if you gone be rude to the customers find your childish *** another job!!! Simple As That being a real ???tch

Preferred solution: That employee removed from her duties

User's recommendation: Don’t Call Them Because They Too Busy Tryna Argue with the Customers

View full review
Gabby A Boy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Amsterdam, North Holland

Unnecessary collections in report

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AI Highlights
  • - Poor customer care; paid-loan collections dented my credit.
  • - Rocketsky Credit aided permanent removal and cleaning of credit disparities.
Original review updated Aug 28, 2026

Had a terrible experience with them, and the least you guys could do is to improve more on customer care. I had several collections from loans I already paid.

This dented my credit, and they couldn't do anything about it.

I had to seek extra help on x social media to see how to fix it, and I'm glad RocketskyCredit was able to help me with the permanent removal and cleaning of my credit disparities. My point is there are definitely better credit professionals out there instead of waiting for you guys to do the right thing.

User's recommendation: Seek better repair options

View full review
andrew s Yqr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Fort Collins, Colorado

Credit restoration

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Don't waste your time with these major credit companies. Freezing your credit report after identity theft issues is always not the solution.

The dent is already on your credit and your information is still out there . The best thing I did was to look out on X socials and found out private credit techie like rocketskycredit, who permanently removed the negative and unsolicited inquiries on my report . All seven collections from loan companies were cleaned up and this greatly impacted my credit positively .

I witnessed over 150+ score points increase within six weeks . Everyone should stay stuck with TU when they don't even unfreeze your credit to start with .

Preferred solution: Be pro active with identity theft issues

View full review
1 comment
Guest

Great information

Lydia P Mnx
map-marker Hagåtña, Guam

Questions on my credit your sent recently

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Received incomplete credit report dated 9/16/2026. Gina, per our phone call today, 9/29/2026, at 9:09 am local time, will send me via mail the completed credit report.

Pros:
  • Fast service

Preferred solution: Apology

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Christina F Dxg
map-marker West Babylon, New York

Received an email

TransUnion - Received an email

I had trouble clicking on the keypad. When I clicked on the keypad it was too late.

I would like to speak a representative regarding an email stating I was eligible for a credit card. Yes the interest rates are high. I am aware of this.

This is why I am wondering if this was a scam. I was busy at the moment of the text.

User's recommendation: Please email me that way I know it’s not a scam

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Anonymous
map-marker Crossville, Tennessee

Duspute

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Well seems it still not resolved and now my credit score is taking a dive and when asked if it would be restored they told me it would be reevaluated . Score was around 760 p before all this and as of yesterday 640...

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Brittany H Djm
map-marker Eufaula, Alabama

Unauthorized inquiry

AI Highlights
  • - Unauthorized inquiries on my credit report from ARRA FINANCE, HALLMARK HYU, REGIONALAC, SECFIN PFS, GROWFINANFCU, and CPS (Apr 23-25, 2026) must be removed per FCRA.
TransUnion - Unauthorized inquiry
TransUnion - Unauthorized inquiry - Image 2

There are several unauthorized inquiries on my credit report that I would like removed. According to the FCRA these unverified and unauthorized items must be removed ARRA FINANCE

Inquiry: Apr.

25, 2026

Finance/Personal

ARRA FINANCE

Inquiry: Apr. 25, 2026

Finance/PersonalHALLMARK HYU

Inquiry: Apr. 23, 2026

Autom

REGIONALAC

Inquiry: Apr. 25, 2026

Banks

SECFIN PFS

Inquiry: Apr.

25, 2026

Finance/Personal

GROWFINANFCU

Inquiry: Apr.

23, 2026

Credit Unions and Finance Companies Other Than Personal Finance Companies

CPS

Inquiry: Apr. 23, 2026

Finance/Personal

Loss:
$675
Pros:
  • Keeping my information safe and alerts if any problems
Cons:
  • Scamming victims of equifax hacking

User's recommendation: Don’t do it over the phone

View full review
Barton Tpe
map-marker Madisonville, Kentucky

Wasted way too much time to not get any assistance

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Horrible Long wait to for nothing. Could not get reach anyone to discuss a transaction on my report that should not be there

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William C Vtg
map-marker Batesville, Mississippi

Unfreeze my account

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All went well. Just hard to understand from another country.

But the agent had a very good attitude.

I was able to unfreeze my account for 2 weeks. I'm happy.

Loss:
$2500
Pros:
  • All is well & the agents are well trained
Cons:
  • No cons

Preferred solution: I’m 100 percent Happy

User's recommendation: Yes, I have recommended TranUnion many times

View full review
Johnny T Omq
map-marker Braintree, Massachusetts

Depute charges on my credit report

Affirm Inc. charges I put on my credit report.

I never had an affirm account. I need these five charges disputed so that I can do what I desire to do to get a loan.

Preferred solution: Charges taken off my credit report

View full review
Anonymous
map-marker Washington, District Of Columbia

Creditor

Outstanding service and very helpful!!

I was greeted by Mr. David. He was very professional and put me on the path I needed to be on to complete my task with the Department of Education Creditors..

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Timothy P Iky
map-marker Birmingham, Alabama

Unlock credit

Nothing happened! Please unlock my credit cards. I'm trying to book a transatlantic flight and I need to unlock my credit.

Preferred solution: Unlock.my credit

View full review
Ayana Xin

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

It take to long to actually talk to a real person

To let them know Im the victim of identity theft and they are reporting things on my credit report that has nothing to do with me

View full review
Marilyn T Vak

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Mississauga, Ontario

Having trouble speaking with agent

Having trouble speaking with agent. Just called to make sure my current contact information is up to date and acurrate.

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David R Xpl

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

To unfreeze my account

I need to unfreeze my account my account has been locked and I need to be unlock okay please help me to get this done okay

Pros:
  • To get my account unfreeze

Preferred solution: to get my account unfreeze

View full review

About

Related Companies

TrueCredit, TransUnion UK

Summary

TransUnion is a credit company that provides credit-related information to potential creditors. It is considered to be the third largest credit bureau after Equifax and Experian in the United States. Like its competitors, the company offers credit reports directly to customers. The company was established in 1968 by the other company called Union Tank Car Company which acted as a holding company owned and operated by Jay Pritzker and Robert Pritzker. TransUnion operates not only 250 offices located on the territory of the U.S. but also collaborates with over 50,000 customers in 25 countries. The headquarters are located in Chicago, Illinois.

TransUnion reviews and complaints

TransUnion is ranked 733 out of 5889 in Financial Services category

Area Served

Canada, USA

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