TransUnion Reviews
TransUnion Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
TransUnion has a 1.6 star rating from 96 reviews, with 30% likely to recommend. Most consumers report dissatisfaction; 57% say customer service needs improvement and 57% will not use TransUnion again.
Key Takeaways for Future Customers
- Expect common TransUnion reviews to mention long holds and trouble reaching a live agent.
- Watch for billing practices, unauthorized charges, and subscription or automatic enrollment concerns.
- Many customers seek refunds and dispute resolution after reporting errors or identity issues.
Negative Feedback / Risk Areas
- Poor customer service, rude or unhelpful representatives.
- Inaccurate reporting and unauthorized inquiries harming credit scores.
- Website login failures, long wait times, and complaints about breach response and high price level.
Positive Feedback
Some callers report fast call answers and a few agents handled freezes, unfreezes, and account issues successfully.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
TransUnion has a 1.6 star rating from 96 reviews, with 30% likely to recommend. Most consumers report dissatisfaction; 57% say customer service needs improvement and 57% will not use TransUnion again.
Key Takeaways for Future Customers
- Expect common TransUnion reviews to mention long holds and trouble reaching a live agent.
- Watch for billing practices, unauthorized charges, and subscription or automatic enrollment concerns.
- Many customers seek refunds and dispute resolution after reporting errors or identity issues.
Negative Feedback / Risk Areas
- Poor customer service, rude or unhelpful representatives.
- Inaccurate reporting and unauthorized inquiries harming credit scores.
- Website login failures, long wait times, and complaints about breach response and high price level.
Positive Feedback
Some callers report fast call answers and a few agents handled freezes, unfreezes, and account issues successfully.
Media from reviews





This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Need a printout of my report credit report
Not to charge me for my credit report. My understanding is that I get a free credit report once a year.
Preferred solution: A free credit report from Trans Union
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerReps are rude and unprofessional
- - The representative was rude and argumentative.
- - They rushed me and did not answer my questions.
- - The experience felt unhelpful and frustrating.
I called to get help on some issues with Transunion Crefit Bureau and the rep that I was dealing with was very rude and very argumentative. She kept rushing me and bombarding me with questions yet still had not answered the questions I had asked of her previously.
I asked her why was she being so rude and why wouldnt she let me finish my questions that I called to get help instead she just kept being argumentative then started accusing me of being rude when I was not the aggressor she was. After she kept commenting rude rude rude rude is all she kept saying while I was asking her questions made no since it actually frustrated me to the point I asked did she not like her job or whatever the case was bcs if u in Customer Service your job is to help the customers, listen, access the issue not keep running your mouth u have diarrhea of the mouth and also not sit up and act ignorant. If one doesnt like their job simply find another field to work in!!! But to be rude to the customers apparently you are not happy and u should find some safe to do than to sit up and mistreat people if I was standing in front of her a slap probably is what was needed to wake her silly *** up.
Bottom line if you gone be rude to the customers find your childish *** another job!!! Simple As That being a real ???tch
Preferred solution: That employee removed from her duties
User's recommendation: Don’t Call Them Because They Too Busy Tryna Argue with the Customers
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Unnecessary collections in report
- - Poor customer care; paid-loan collections dented my credit.
- - Rocketsky Credit aided permanent removal and cleaning of credit disparities.
Had a terrible experience with them, and the least you guys could do is to improve more on customer care. I had several collections from loans I already paid.
This dented my credit, and they couldn't do anything about it.
I had to seek extra help on x social media to see how to fix it, and I'm glad RocketskyCredit was able to help me with the permanent removal and cleaning of my credit disparities. My point is there are definitely better credit professionals out there instead of waiting for you guys to do the right thing.
User's recommendation: Seek better repair options
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Credit restoration
Don't waste your time with these major credit companies. Freezing your credit report after identity theft issues is always not the solution.
The dent is already on your credit and your information is still out there . The best thing I did was to look out on X socials and found out private credit techie like rocketskycredit, who permanently removed the negative and unsolicited inquiries on my report . All seven collections from loan companies were cleaned up and this greatly impacted my credit positively .
I witnessed over 150+ score points increase within six weeks . Everyone should stay stuck with TU when they don't even unfreeze your credit to start with .
Preferred solution: Be pro active with identity theft issues
Questions on my credit your sent recently
Received incomplete credit report dated 9/16/2026. Gina, per our phone call today, 9/29/2026, at 9:09 am local time, will send me via mail the completed credit report.
- Fast service
Preferred solution: Apology
Received an email
I had trouble clicking on the keypad. When I clicked on the keypad it was too late.
I would like to speak a representative regarding an email stating I was eligible for a credit card. Yes the interest rates are high. I am aware of this.
This is why I am wondering if this was a scam. I was busy at the moment of the text.
User's recommendation: Please email me that way I know it’s not a scam
Duspute
Well seems it still not resolved and now my credit score is taking a dive and when asked if it would be restored they told me it would be reevaluated . Score was around 760 p before all this and as of yesterday 640...
Unauthorized inquiry
- - Unauthorized inquiries on my credit report from ARRA FINANCE, HALLMARK HYU, REGIONALAC, SECFIN PFS, GROWFINANFCU, and CPS (Apr 23-25, 2026) must be removed per FCRA.
There are several unauthorized inquiries on my credit report that I would like removed. According to the FCRA these unverified and unauthorized items must be removed ARRA FINANCE
Inquiry: Apr.
25, 2026
Finance/Personal
ARRA FINANCE
Inquiry: Apr. 25, 2026
Finance/PersonalHALLMARK HYU
Inquiry: Apr. 23, 2026
Autom
REGIONALAC
Inquiry: Apr. 25, 2026
Banks
SECFIN PFS
Inquiry: Apr.
25, 2026
Finance/Personal
GROWFINANFCU
Inquiry: Apr.
23, 2026
Credit Unions and Finance Companies Other Than Personal Finance Companies
CPS
Inquiry: Apr. 23, 2026
Finance/Personal
- Keeping my information safe and alerts if any problems
- Scamming victims of equifax hacking
User's recommendation: Don’t do it over the phone
Wasted way too much time to not get any assistance
Horrible Long wait to for nothing. Could not get reach anyone to discuss a transaction on my report that should not be there
Unfreeze my account
All went well. Just hard to understand from another country.
But the agent had a very good attitude.
I was able to unfreeze my account for 2 weeks. I'm happy.
- All is well & the agents are well trained
- No cons
Preferred solution: I’m 100 percent Happy
User's recommendation: Yes, I have recommended TranUnion many times
Depute charges on my credit report
Affirm Inc. charges I put on my credit report.
I never had an affirm account. I need these five charges disputed so that I can do what I desire to do to get a loan.
Preferred solution: Charges taken off my credit report
Creditor
Outstanding service and very helpful!!
I was greeted by Mr. David. He was very professional and put me on the path I needed to be on to complete my task with the Department of Education Creditors..
Unlock credit
Nothing happened! Please unlock my credit cards. I'm trying to book a transatlantic flight and I need to unlock my credit.
Preferred solution: Unlock.my credit
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerIt take to long to actually talk to a real person
To let them know Im the victim of identity theft and they are reporting things on my credit report that has nothing to do with me
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Having trouble speaking with agent
Having trouble speaking with agent. Just called to make sure my current contact information is up to date and acurrate.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerTo unfreeze my account
I need to unfreeze my account my account has been locked and I need to be unlock okay please help me to get this done okay
- To get my account unfreeze
Preferred solution: to get my account unfreeze
About
,
TransUnion is a credit company that provides credit-related information to potential creditors. It is considered to be the third largest credit bureau after Equifax and Experian in the United States. Like its competitors, the company offers credit reports directly to customers. The company was established in 1968 by the other company called Union Tank Car Company which acted as a holding company owned and operated by Jay Pritzker and Robert Pritzker. TransUnion operates not only 250 offices located on the territory of the U.S. but also collaborates with over 50,000 customers in 25 countries. The headquarters are located in Chicago, Illinois.
TransUnion is ranked 733 out of 5889 in Financial Services category
Canada, USA
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Great information