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TransUnion

TransUnion
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www.transunion.com
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Domonique Ovt

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Terrible experience with rep

Tried to explain to rep the process the rep followed last month that was smooth and easy for all. The rep was busy yelling, yes YELLING and saying it had to be done another way. When I requested to speak to her supervisor she said he would tell me the same thing and put me on a series of holds.Worst cs ever!!!

User's recommendation: Never

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Marshall Oyc

Had to call twice. After being on hold for 14 min 32 sec., I was disconnected. Second time was better. It was a bit difficult to understand the agent.

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Will call again when I have more time to navigate the system. My question was very generic about credit scores.

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Jim T Mwf

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Verified Reviewer

Unable to unfreeze account after more than 2 weeks working wirh TransUnionw. Worst customer service ever encountered.

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TransUnion failed in every way possible. At 80 years of age, I've experienced many substandard customer services, but that was the worst.

User's recommendation: Avoid doing business with them. Is this possible?

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Resolved
Brian L Lrc

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Verified Reviewer

Resolved: Terrible Experience

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I have my credit information frozen on TransUnion to protect my privacy. The process to log into their account does not work, and their customer service is unreachable.

It's amazing how a company that profits off our personal data can develop such a poor website and disregard individual consumers' needs. They should be ashamed.

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Janine L Atp

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Verified Reviewer

No access to my account and terrible service

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I could not log in today. Your website just stalled out and I could not unfreeze my account.

I tried my husband's account - same thing. I called and waited on hold for over an hour with no response.

My bank is waiting for this to unfreeze so they can pull credit. This is NOT helpful!

User's recommendation: I have no idea what to say here. When we are forced to use an institution that is so badly run that it is not functioning?

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Steve C Ipr

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Verified Reviewer

Convoluted, confusing customer service

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Called to find out why my score went down when I paid down balances on credit card and was told that would damage my score. All other factors were trending in the positive direction.

Confusing explanation. I asked what to do to maintain a high score and was told "we don't advise". I consider that irresponsible since TU they do report a score. Agent transferred me to someone else.

Had to reenter information and then got disconnected. No call back after disconnection

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Keyaan Xvk

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Verified Reviewer

Left freeze for 24 hours

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Nerver verified freeze was temporary lifted for 24 hours

Automated system kept repeating the same information they never verified that the freeze has been lifted for 24 hours. I will have to call back in again is my third attempt to lift a freeze for 24 hours on my account.

Preferred solution: Freeze lifted for 24 hours

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Oaklynn Net

Address confirmation

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Your automated system hung up on me! No wonder you have pissed off callers!It would be real customer service if a person to talk to someone every once in a while!

Thats ok I would deal with your company again!

I dont need a got or words to tell you how sorry your company is! I dont have anything else to say to your company!

User's recommendation: Talk to a human!!!!!

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Joanne H Cov

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Verified Reviewer

Inaccurate credit report

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Updated by user Aug 23, 2024

I've contacted them multiple times, over a course of 3 months with no success. I filed a complaint with the BBB, and the Consumer Financial Protection Bureau. Still awaiting results from the CFPB.

Original review Jul 24, 2024

Transunion reported my main credit card as a closed account. I disputed this, as it is an open, active account.

Their response was to delete the account entirely! They refuse to rectify their error, despite repeated requests.

My account still shows on the other two bureaus, it is entirely Transunion's mistake. Extremely unhelpful customer support!

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Anonymous
map-marker Urbana, Ohio

Just dispute no able to resolve9877 yr

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Reason for posting i have been asked by bank to unfreeze account multiple times for them to. Access my credit history for.

Consolidation loan . I was denied at first because being on phone when called i was finishing my other business so denied by bank. I was asked two more times and was asked to unfreeze acct. On last call i was told i couldn't because some issues happened and they wouldn't.

Help me.i had apparently harassed transuniontoo many times?

I have not seen aware of rules of theirs about how many calls i can make. Asking CS they just didn't know and thanked me and hung up On meantime after many calls. To bank apparently one application was still open and i wouldn't have to call TransUnion causing the messages we can't do it this week try later.

I was totally confused and still am. As rules cannot be given or other reason i do not know.

Other then this disclosure they are professional

User's recommendation: Just to be patient phone calling is hard and not their fault as they areonl saying what is allowed

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Resolved
Joe S Lgn

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Verified Reviewer

Resolved: Product review

Updated by user Aug 04, 2024

Company fixed the issue and I have been provided with apology. Called. It took getting the right person to assist me.

Original review Jul 05, 2024

product for paying for credit report access price is too high and reports when paying for a 3 bureau report is only annually this is ridiculous when needing access to updated reports on all three thought that was what I was paying for but does not inform you before paying for the product.do not purchase the 3 bureau report product is it not daily access to updated information. Once again the consumer get shafted.

User's recommendation: do not pay for anything they offer!

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RoseMarie P Ilh

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Verified Reviewer

Continually drags my Credit score down

I've paid off a mortgage and a refinance loan around 7 or 8 years back plus numerous car loans and Transunion is telling me that it doesnt count towards my score. I had an 827 and everything is on autopay but my score continually goes down.

No one can give me an answer as to why this is happening. I'm 72 and never missed a payment in my life.

User's recommendation: Check your credit score frequently.

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Rich L Cwz

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Verified Reviewer

Bad reporting, bad customer service

Updated by user Sep 05, 2024

No contact.

Original review Aug 06, 2024

Complete joke. Removed an account from my file and made my score go down substantially.

Told me they didn't. LOL, I am holding in my hand the document that tells me they did. Asked to speak to a manager or a higher level of support person (Lucy was messaging someone to help me and was fairly rude), and was told I could not. Then she hung up.

And you want me to pay for your service? Yeah, no.

Cons:
  • Customer service
  • Reporting

Preferred solution: Fix my report (after they find out their mistake)

User's recommendation: Stay away

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Anonymous
map-marker Pleasant Prairie, Wisconsin

Your representatives are not trying to be involved. They are not familiar with your account. Read the notes first. Then try to help.

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I first spoke with a representative, PREMILA. She could not help.

I asked for a supervisor. His name was Sunny. They keep saying they understand but they dont. So frustrating.

I thought two people were there to help. But youre just sitting there reading notes.

Youre not involved you do not know how to help the consumer. I am so agitated about whats going on with my credit.

User's recommendation: Ask for somebody who understands right away

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Glenn C Wqk

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Verified Reviewer

Evil reporting agency

They charge $.99 to know your credit score. Equifax and Experian do not charge money.

Unable to update the address, the interface does not work. Unable to download or save the credit report, the interface does not work.

A woman hung up on me, even though I was polite while trying to resolve these issues over the phone. They are an example of capitalist greed and disservice.

Pros:
  • No pros
Cons:
  • Evil capitalism

Preferred solution: An apology and service that works.

User's recommendation: Complain to congessional rep.

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