TransUnion works with "dump debt" companies that are fraudulent. Without your knowledge or permission, TransUnion reports these companies inquiries on your credit report.
These companies (such as QAR, LLC) as well as TransUnion are in violation of the Fair Credit Reporting Act. These companies by debts that are beyond the statute of limitations and keep dinging your report to force you to interact with them. They are in violation of federal law and state financial regulations.
TransUnion needs to be investigated by the Federal Trade Commission for conspiracy to commit fraud.
QAR, LLC based in New York has been fined and investigated several times by the New York Attorney general I believe. Transunion conspires with these companies to make money and hurt your credit.
Product or Service Mentioned: Transunion Credit Report.
Reason of review: Poor customer service.
TransUnion Cons: Unauthorized credit report pulling in my name, Unauthorized pulls of credit report, Fraudulent permission of scam collection agencies, Transunion conspiring to commit fraud with msi qar.