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I have been trying for the last year to get a home loan and every time my credit score is checked Transunion drops my credit score! I'm sick of this.

I pay 19.95 a month to use this of which is definitely a rip off! None of my payments are late and I've been working diligently to keep them on time only to have my bank say nope sorry your score is too low! It has taken me forever to pull myself back up after a nasty divorce and no matter what I do they are always at the top of any issues.

This week my boyfriend and I applied for a loan together to build a house on land we live on and boom, received an email today on the same day the bank did the request, my credit score dropped so this is not just imaginary. I am canceling my subscription and I highly recommend anyone interested don't sign on with them.

Product or Service Mentioned: Transunion Credit Report.

Reason of review: Poor customer service.

Monetary Loss: $30000.

Preferred solution: Let the company propose a solution.

TransUnion Cons: Constantly drop credit scores for no reason.

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Anonymous
#1316703

I absolutely understand how you feel. My credit score will drop by a point for no apparent reason.

I have no inquiries, my bills are paid on time, and my utilization is below 10%, but they still find a reason to drop my score. If my score rises, it's barely by one point. It's as if their playing a nasty game with your credit.

They should no longer be allowed to operate. In my opinion, Transunion is very shady in their business practices!!!

Meggie
#1300811

"every time my credit score is checked Transunion drops my credit score!I'm sick of this."

That's how your credit score works. Anytime a hard credit inquiry is ran, your credit score takes a hit. Absolutely zero, nothing, nada, zilch to do with your subscription to them.

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